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Calculated Industries 3416 manuals

3416 first page preview

3416

Brand: Calculated Industries | Category: Calculator
Table of contents
  1. Table Of Contents
  2. Table Of Contents
  3. KEY DEFINITIONS
  4. Monthly Mortgage (P&I) Payment
  5. Interest-Only Payment (Entry)
  6. Interest Rate
  7. Loan Amount Based on Sales Price and Down Payment
  8. Setting Tax and Insurance
  9. Quarterly Payment
  10. Estimated Tax Savings
  11. Rent vs. Buy
  12. ARM Payment — Lifetime Cap
  13. Amortization
  14. APR and Total Finance Charges Including Mortgage Insurance
  15. Appreciation
  16. Bi-Weekly Loans
  17. Setting Qualifying Ratios
  18. Qualifying Loan Amount
  19. Restricted" vs. "Unrestricted Qualifying
  20. Combo Loan vs. Fixed-Rate Loan with Mortgage Insurance
  21. Default Settings
  22. Decimal Place Setting
  23. Batteries
3416 first page preview

3416

Brand: Calculated Industries | Category: Calculator
Table of contents
  1. Table Of Contents
  2. Table Of Contents
  3. Table Of Contents
  4. GETTING STARTED
  5. Mortgage Loan (TVM) Keys
  6. Tax, Insurance and Expense Keys
  7. Tax Savings Function
  8. Qualifying Keys
  9. st and 2nd Trust Deeds (Combo Loan) Keys
  10. BASIC ARITHMETIC EXAMPLES
  11. Reduction in Listing Price (Discount %)
  12. Date Examples
  13. CALCULATOR SETTINGS
  14. Preference Settings
  15. MEMORY
  16. Memory Storage Keys (M0-M6)
  17. Additional Memory Storage Keys
  18. EXAMPLES
  19. Finding the Monthly Mortgage (P&I) Payment
  20. Finding the Interest Rate
  21. Paying Off a Mortgage Early (Making Larger Payments)
  22. Future Value
  23. Non-Monthly Loans
  24. Sales Price/Down Payment
  25. Taxes and Insurance
  26. Setting Tax and Insurance
  27. PITI Payment (Tax and Insurance Entered as %)
  28. Estimated Income Tax Savings and "After-Tax" Payment
  29. Rent vs. Buy
  30. Adjustable Rate Mortgages
  31. ARM Payment — Worst-Case Scenario
  32. ARM Payment — Using Lifetime Cap
  33. Decreasing ARM Payment
  34. Amortization and Remaining Balance
  35. Total Principal and Interest for a 30-Year Loan
  36. Amortization List for Individual Year(s Using "Next" Feature
  37. Amortization List for Individual Year(s Using Month Offset
  38. Amortization List for Individual Payment(s)
  39. Amortization List for a Range of Payments or Years
  40. APR and Total Finance Charges
  41. Prepaid/Odd-Days Interest and APR
  42. Balloon Payment/Remaining Balance Needed to Pay Off a Loan
  43. Bi-Weekly Term Reduction and Payment
  44. Purchase Price of a Note — Fully Amortized
  45. Finding the Value and Discount of a Trust Deed
  46. BUYER QUALIFYING
  47. QUALIFYING EXAMPLES
  48. Restricted" Qualifying
  49. Qualifying Comparison (Comparing 2 Different Loans or Ratios at Once)
  50. Qualifying Loan Amount (Interest-Only Loan)
  51. Finding Income Required and Allowable Monthly Debt
  52. Solving for Actual Qualifying Ratios
  53. ST AND 2ND TRUST DEEDS (COMBO LOANS)
  54. Combo Loan (80:10:10) vs. Fixed-Rate Loan with Mortgage Insurance
  55. Combo Loan — Entering a New LTV
  56. Financed Mortgage Insurance Compared to a Combo Loan
  57. Default Settings
  58. Auto Shut-Off
  59. Warranty
  60. Legal Notes
  61. INDEX
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