IntroductionQUALIFIER PLUS® IIX DTCreated specifically for residential real estate professionals, thenewly-enhanced Qualifier Plus IIx DT is the simplest calculatorever made for residential real estate financing. With the push of afew buttons, it will solve hundreds of your real estate problems!n 3-Way Mortgage Qualifyingn Instant P&I and PITI Paymentsn Loan/Mortgage Amountsn Expanded Tax & Insurance Capabilitiesn Interest Rates & Termsn Built-in Sales Price and Down Paymentn Complete Amortizationn Remaining Balances/Balloon Paymentsn Bi-Weekly Loansn ARM’s with Lifetime Capn Date Math Functionsn Future Value and Appreciationn And much, much more!It also works as a standard math calculator with memory, percent,and Auto Shut-Off.Note to Users of the Qualifier Plus IIx Handheld Model:The only difference between the Qualifier Plus IIx desktop modeland the Qualifier Plus IIx handheld model, besides the size, are afew changes in key locations. The desktop model has room for ded-icated [ARM Cap], [Bal] (Remaining Balance), and [APR] keys, whilethe handheld model, due to smaller size, lists these calculations overother keys as 2nd functions, allowing access via the [Set] key.1 – User’s Guide