IBM System x3650 M3 44IBM Global FinancingIBM Global Financing can help you obtain the IT solution you need while preserving funding for otherstrategic investments and optimizing cash flow. Our Fair Market Value (FMV) lease helps ensure that youhave the latest IBM technology and with our mid-lease upgrade capability, you can increase the capacityof the system with little to no change in monthly payments. At the end of the lease, take advantage of ourflexible end-of-lease options to fit your changing business needs. IBM Global Financing has the breadthand depth of offerings, longevity, proven success and global reach to help you develop a robust financingand asset management strategy that provides you the opportunity to leverage new technologies and turnyour ambitious vision into a tangible solution.Here are some other reasons why working with us makes solid financial sense:Expand your purchasing power—Affordable monthly payments allow you to change the technologyacquisition discussion from “what can I afford right now” to “what solution is really right for mybusiness.” IBM Global Financing allows you to expand your purchase power to get you the rightsolution.Accelerate your project’s cash flow break-even point—Acquire your IBM technology today and begin torealize its benefits now. An FMV lease can help you get the solution you need now, with low monthlypayments that better align upfront costs with the anticipated return on investment from thetechnology.Easy to acquire with affordable rates—We offer one-stop shopping for a total IT solution, so you canacquire IBM hardware, software, services and the financing you need—from one IT provider.Plus, we provide simple, easy-to-understand contracts and quick approvals. As the world’s largest ITfinancing provider, with an asset base of US$35.8 billion and over 125,000 customers, IBM GlobalFinancing offers highly competitive rates that promote low total cost of ownership and low monthlypayments.IBM Global Financing operates in more than 50 countries. Go to http://ibm.com/financing for financingoptions in your country and to contact a local financing specialist.IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBMsubsidiaries and divisions worldwide to qualified commercial and government clients. Rates andavailability subject to client’s credit rating, financing terms, offering type, equipment and product type andoptions, and may vary by country. Non-hardware items must be one-time, non-recurring charges and arefinanced by means of loans. Other restrictions may apply. Rates and offerings are subject to change,extension or withdrawal without notice and may not be available in all countries. Please contact your localIBM Global Financing representative for additional detail.