1. To activate the service, contact your network service provider.2. On the start screen, swipe left, and tap Wallet.Add a credit or debit card to your phoneTap > credit or debit, and follow the instructions on the screen.Your phone searches for an app, available from your service provider, that can be linked to your card.Add a membership card to your phoneTap > other.Your phone searches for an app, available from your service provider, that can be linked to your card.Pay with your phoneTap the reader with the NFC area of your phone. Your service provider may ask you to confirm thepayment.Using your service provider's compatible Near Field Communication (NFC) payment or ticketingservices with this phone requires a service subscription with your service provider and the installationof your service provider’s app. Payment and ticketing apps and services are provided by third parties.Nokia does not provide any warranty or take any responsibility for any such apps and servicesincluding end user support, functionality or any monetary transactions or loss of monetary value.Back up your phone and contact your service provider before providing your phone for repair ormaintenance to ensure the availability of the payment or ticketing services after repair ormaintenance. You may need to reinstall the third-party payment or ticketing app after the repair ormaintenance. For any questions about payment or ticketing apps and services, contact your serviceprovider.BluetoothYou can connect wirelessly to other compatible devices, such as phones, computers, headsets, andcar kits. You can also send your photos to compatible phones or to your computer.On the start screen, swipe left, and tap Settings > Bluetooth.© 2013 Nokia. All rights reserved. 97