You may be able to pay or use your phone as a ticket even when your phone is locked, depending onyour service provider.Tip: To select when you can use NFC payments, tap Active cards work.Connect to a Bluetooth accessory with NFCHands busy? Use a headset. Or why not listen to music using wireless speakers? You only need totap the compatible accessory with your phone.Tap the NFC area of the accessory with the NFC area of your phone, and follow the instructions onthe screen.Accessories are sold separately. The availability of accessories varies by region.Disconnect the accessoryTap the NFC area of the accessory again.For more info, see the accessory's user guide.Read NFC tagsNFC tags can contain info, such as a web address, a phone number, or a business card. The info youwant is just a tap away.Tap a tag with the NFC area of your phone.Pay with your phoneForgot your wallet or purse at home? Not a problem – you can pay with your phone or use it as aticket, if supported by your network service provider.This feature may not be available for all regions. For info on availability, contact your network serviceprovider. The services are tied to your SIM. You must have a service subscription with your serviceprovider and your service provider’s app installed in Wallet.1. To activate the service, contact your network service provider.© 2015 Microsoft Mobile. All rights reserved. 102