80 — MORTGAGE QUALIFIER PLUS ®P X2Default SettingsPerforming a total Reset (see next page) will return the calculator tothe following default settings:• Two Fixed Decimal Places• 12 Periods per Year = Reset to 12 Upon O• Property Ins. = Based on Price• Property Tax/Ins. = Values Cleared Upon O• Mortgage Ins. = Values Cleared Upon o o• Amortization Range = Specified Year (Ent-Ent)• Qualifying Ratios Displayed 1st• Beginning/End Mode = End• P-A-P Payment Cutoff = 5 Years• 0 M Recast 10• 1 M Recast 10• 3 M Recast 5• 12 M Recast 5• 36 M Recast 5• ALT Recast 5• Month Offset to January (1)• Tax Bracket = 21%• Qual 1 Ratios = 28%-36%• Qual 2 Ratios = 33%-40%• P-A-P ROI% = 10%• P-A-P/EB P-A-P Savings = Years 1-5• ROI% Investment Savings = Years 1-5• P-A-P Pmt Cap% = 7.5%• P-A-P Teaser Term = 0 Month• Combo Loan 1st:2nd LTV = 80.00%-10.00%Error CodesWith an incorrect entry or answer beyond the range of the calculator,the display will show one of the following error messages. To clearan error, simply press any key.OFLO — Number Too Large to DisplayDIV Error — Attempted to Divide by ZeroTVM Error — Time-Value-of-Money ErrorENT Error — Invalid EntryPPY Error — Payments Per Year ErrorQL Error — Qualifying ErrorNTE Error — P-A-P Note ErrorAPPENDIX