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Calculated Industries 3442 manuals

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3442

Brand: Calculated Industries | Category: Calculator
Table of contents
  1. Table Of Contents
  2. Table Of Contents
  3. Table Of Contents
  4. GETTING STARTED
  5. Mortgage Loan (TVM) Keys
  6. Tax Savings Keys
  7. Rent vs. Buy Keys
  8. Tax, Insurance and Expense Keys
  9. Pick-A-Payment and Equity Builder Pick-A-Payment Loan Keys
  10. Combo Loan Keys
  11. Pick-A-Payment and Equity Builder Pick-A-Payment Combo Loan Keys
  12. BASIC ARITHMETIC EXAMPLES
  13. Reduction in Listing Price (Discount %)
  14. Preference Settings
  15. MEMORY
  16. Memory Storage Keys (M0-M5)
  17. Additional Memory Storage Keys (M10-M19)
  18. Finding the Monthly Loan Payment
  19. Finding the Interest-Only Payment
  20. Finding the Interest Rate
  21. Non-Monthly Loans
  22. Sales Price/Down Payment
  23. Sales Price
  24. Taxes and Insurance
  25. Recalling Tax and Insurance % Rates
  26. PITI Payment (Tax and Insurance Entered as %)
  27. PITI Payment (Tax and Insurance Entered as $)
  28. Estimated Income Tax Savings and "After-Tax" Payment
  29. Rent vs. Buy
  30. APR and Total Finance Charges
  31. Finding APR, Total Finance Charges (Including Mortgage Insurance)
  32. Date Examples
  33. Equity Builder Loans
  34. Equity Builder Term Reduction and Payment
  35. Amortization and Remaining Balance
  36. Total Principal/Total Interest for a 30-Year Loan
  37. Amortization List for Individual Year(s) — Using "Next" Feature
  38. Amortization List for Individual Year(s) — Using Month Offset
  39. Amortization List for Individual Payment(s)
  40. Amortization List for a Range of Payments or Years
  41. Mortgage Interest Tax Savings — 21% or 30% Tax Bracket
  42. Future Value
  43. Retirement Annuity
  44. Trust Deeds and Discounted Notes
  45. Finding the Value and Discount of a Trust Deed
  46. BUYER QUALIFYING
  47. QUALIFYING EXAMPLES
  48. Storing New Income/Debt Qualifying Ratios
  49. Restricted" Qualifying
  50. Unrestricted" Qualifying
  51. Qualifying Comparison (Comparing 2 Different Loans or Ratios at Once)
  52. Finding Income Required and Allowable Monthly Debt
  53. Solving for Actual Qualifying Ratios
  54. PICK-A-PAYMENT AND COMBO LOANS
  55. Pick-A-Payment Loan (Zero-Month/30-Term) vs Standard Fixed-Rate Loan — Entering Starting Payment
  56. Changing ROI% and Payment Cap%; Solving Payment Options
  57. Equity Builder Pick-A-Payment Loan (Zero-Month/30-Term) vs Standard Fixed-Rate Loan
  58. Standard Fixed-Rate Loan — Finding P-A-P Savings for the First Three Years (Versus the First Five Years)
  59. Fixed-Rate Combo Loan (1st TD/2nd TD)
  60. Combo Loan vs. Fixed-Rate Loan with MI
  61. Combo Loan — Storing a New LTV
  62. Pick-A-Payment (3-Month/30-Term) Combo Loan vs Fixed-Rate Loan w/MI
  63. Equity Builder Pick-A-Payment (3-Month/30-Term Combo Loan vs. Fixed-Rate Loan w/MI
  64. APPENDIX
  65. Auto Shut-Off
  66. Reset
  67. Warranty
  68. Legal Notes
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